Monthly Deposit
Monthly Deposit
Start small, save smart, and secure your future.
The OnePay Monthly Deposit Scheme (MDS) is a thoughtfully designed savings plan that helps individuals turn their small monthly savings into meaningful financial growth. It’s a safe and convenient investment option that combines discipline, consistency, and guaranteed returns. Whether you’re a salaried employee, self-employed, or a homemaker, this plan gives you the confidence to grow your wealth steadily over time.
Under this scheme, you deposit a fixed amount every month for a chosen period — typically 12 months — and at the end of the term, you receive your total savings along with attractive interest benefits. The OnePay MDS is ideal for people who want to develop a regular saving habit while earning better returns compared to a normal savings account.
Why Choose OnePay MDS?
The Monthly Deposit Scheme is not just about saving; it’s about building financial discipline and achieving stability. It is designed for those who prefer structured savings over lump-sum investments. Here’s what makes it special:
- Fixed Monthly Deposit: You decide how much you want to deposit each month — starting from ₹5,000 or more based on your financial comfort.
- Attractive Returns: Enjoy up to 10% annual profit, significantly higher than traditional savings accounts.
- Flexible Tenure: The standard period is 12 months, but you can renew or extend the plan upon maturity.
- Safe & Secure: Your investment is completely protected under OnePay’s trusted microfinance system.
- Guaranteed Payout: At the end of the term, you’ll receive your total deposits plus interest — directly in your bank account.
- Timely Payments: OnePay ensures every maturity payment is processed on time, without any delay.
Example of Returns
If you invest ₹10,000 per month for 12 months, your total deposit will be ₹1,20,000. With 10% annual profit, you will receive approximately ₹1,32,000 at maturity — a safe and guaranteed return without any market risk.
Benefits at a Glance
- Builds a strong saving habit for long-term financial goals.
- Offers better returns than standard bank savings accounts.
- Transparent and simple — no hidden deductions or complex terms.
- Helps you achieve financial discipline through consistent monthly contributions.
- Ideal for families, employees, homemakers, and small investors.
- Ensures peace of mind through safe and secure fund management.