Daily Deposit

Daily Deposit

GLOBAL STRATEGIES, INSIGHT-DRIVEN TRANSFORMATION

The Daily Deposit Scheme (DDS) by OnePay Microfinance is designed to make saving simple, consistent, and rewarding — especially for small business owners, shopkeepers, and individuals with daily income. This plan empowers you to build financial stability by depositing a small amount every day, turning your regular income into meaningful savings and assured returns.

At OnePay, we understand that not everyone can invest large amounts at once. That’s why our Daily Deposit Scheme is built around flexibility and trust — allowing you to deposit small sums, daily or periodically, through our collection agents or digital payment modes. With attractive interest returns and a completely transparent process, you can grow your wealth safely and confidently.

Key Features of the Daily Deposit Scheme

  • Start saving with a minimum daily deposit of ₹500.
  • Choose flexible tenure options — 6 months or 12 months.
  • Earn 2.5% profit on 6-month deposits and 5.5% profit on 12-month deposits.
  • Simple and paperless account opening process.
  • Daily collection facility through authorized field agents or digital payment methods.
  • 100% secure and transparent transactions with instant receipt updates.
  • Track your account anytime via the OnePay customer portal or mobile app.
  • Easy renewal and upgrade options for longer saving periods.

Example of Returns

For example, if you deposit ₹500 daily:

  • In 6 months, your total deposit will be ₹90,000 and your maturity amount will be ₹92,250.
  • In 12 months, your total deposit will be ₹1,82,500 and your maturity amount will be ₹1,92,537.

As your daily contribution increases, your savings and returns grow accordingly. Whether you deposit ₹500 or ₹5,000 daily, OnePay ensures that your efforts result in steady, safe, and guaranteed financial growth.

Who Can Benefit

The DDS plan is ideal for:

  • Shopkeepers and small vendors
  • Auto drivers, laborers, and service professionals
  • Homemakers and self-employed individuals
  • Anyone who earns on a daily or weekly basis

his plan helps you convert your daily earnings into disciplined savings, ensuring that you always have a safety net for emergencies, business expansion, or future goals.

Why Choose OnePay Microfinance

  • Trusted Institution: A reliable name in microfinance, committed to empowering small savers.
  • Transparent Process: No hidden charges or deductions — every rupee is accounted for.
  • Digital Convenience: Real-time updates, e-receipts, and customer dashboard access.
  • Personalized Support: Dedicated field agents and customer service to guide you at every step.
  • Guaranteed Growth: Your deposits grow securely with assured returns and peace of mind.
What is the minimum amount to start?

You can start with just ₹500 per day.

You can choose between 6-month or 12-month saving periods.

Yes, premature withdrawal is allowed, but interest will be calculated as per policy.

You can deposit through our authorized collection agent or via the OnePay digital platform.

Absolutely. All transactions are secure, transparent, and recorded digitally.

Our Services

Daily Deposit Scheme

Monthly Deposit Scheme

Fixed Deposit Scheme

Monthly Income Scheme

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