Monthly Income
Monthly Income
Earn Steady Income Every Month — Safe, Secure & Hassle-Free
The OnePay Monthly Income Scheme (MIS) is a specially designed savings and investment plan that helps individuals generate a fixed, guaranteed monthly income without worrying about market risks or complex procedures. This scheme is ideal for those who want a regular source of income from their savings — such as retired individuals, homemakers, small business owners, or anyone who desires financial stability through consistent earnings.
At OnePay Microfinance, we understand that financial peace of mind comes from stability, transparency, and trust. Our MIS plan ensures that your money keeps growing safely while providing you with steady returns every month, helping you manage daily expenses, household needs, or lifestyle goals effortlessly.
What is the OnePay MIS Scheme?
The OnePay MIS Scheme is a lump sum investment plan where the investor deposits a fixed amount for a selected period, generally between 1 to 5 years. In return, they receive a fixed monthly income as interest or profit on their deposited amount. This income is credited directly to the investor’s bank account, ensuring complete ease and convenience.
The principal amount remains safe throughout the investment term and is returned in full upon maturity. This makes the MIS one of the most stable and secure income options for individuals looking for predictable returns.
Key Features of the MIS
- Assured Monthly Income: Get guaranteed returns credited to your account every month.
- Capital Protection: Your investment remains completely secure with OnePay.
- Flexible Duration: Choose from 1, 3, or 5-year plans based on your financial goals.
- High Returns: Earn better profit rates than regular savings accounts.
- Easy Withdrawals: Benefit payouts are made monthly or quarterly.
- Premature Closure Option: In case of emergencies, you can withdraw before maturity under specific terms.
- Transparency & Trust: No hidden charges or complicated terms — only clear and reliable service.
Example of Returns
For instance, if you invest ₹1,00,000 under the MIS plan at a 12% annual rate,
you will receive approximately ₹1,000 per month as income.
At the end of the plan period, your ₹1,00,000 principal is fully returned to you.
This way, your money not only stays safe but also works for you — generating a steady income stream every month.
Who Can Benefit
- Retired Individuals: A great source of monthly pension-like income.
- Homemakers: Turn household savings into consistent earnings.
- Small Business Owners: Utilize idle funds to generate extra income.
- Investors: Enjoy fixed and predictable returns without market volatility.
- Families: Secure an additional income stream for everyday needs.