Fixed Deposit
Fixed Deposit
Invest once, earn consistently — secure your future with guaranteed returns.
The OnePay Fixed Deposit Scheme is one of the most trusted and rewarding investment options for individuals looking for safety, stability, and steady growth. With a fixed annual profit rate of 13.5%, this plan ensures that your hard-earned money grows securely over time.
In this scheme, you deposit a lump-sum amount once, and after the completion of the term (usually 12 months), you receive your principal amount plus guaranteed profit. The process is transparent, secure, and ideal for investors who prefer risk-free returns.
Whether you’re a salaried professional, a retiree, a homemaker, or a small business owner, this plan gives you assured growth without any market risk. Your deposit is fully safe with OnePay Microfinance, ensuring peace of mind and predictable financial returns.
Key Features of the Daily Deposit Scheme
- High Annual Return – 13.5%: Enjoy one of the best fixed deposit rates in the market with guaranteed yearly growth.
- Lump-Sum Investment: Deposit once and relax — your money keeps growing automatically.
- Secure & Reliable: Your capital is completely safe under OnePay Microfinance’s trusted financial system.
- Transparent Payment: No hidden charges, no deductions — get your full maturity amount on time.
- Flexible Deposit Options: Start investing from as low as ₹10,000 — choose any amount as per your capacity.
- Short-Term Tenure: Lock-in period of 12 months only — ideal for short-term investors.
- No Partial Withdrawal: To maintain profit stability, the scheme does not allow early withdrawals.
Who Can Benefit
- Salaried Employees — Build secure savings with fixed annual returns.
- Retired Individuals — Enjoy steady and safe income without any market risk.
- Homemakers — Grow your idle savings with assured profit every year.
- Small Business Owners — Park surplus business funds safely and earn extra income.
- New Investors — Ideal for beginners who want a risk-free investment experience.
- Parents — Perfect for saving towards children’s education or family goals.
Why Choose OnePay Microfinance
- Fixed 13.5% annual profit
- 100% capital protection
- Transparent process — no hidden charges
- Direct payout to your bank account
- Trusted and registered microfinance institution